{"id":1018,"date":"2024-08-08T18:44:54","date_gmt":"2024-08-08T10:44:54","guid":{"rendered":"https:\/\/cph-legal.com\/?page_id=1018"},"modified":"2026-01-09T19:43:23","modified_gmt":"2026-01-09T11:43:23","slug":"motor-surveyors-and-loss-adjusters","status":"publish","type":"page","link":"https:\/\/cph-legal.com\/en\/personal-injuries\/traffic-accident-claims\/motor-surveyors-and-loss-adjusters\/","title":{"rendered":"22. \u539f\u544a\u4eba\u8058\u7528\u300c\u516c\u8b49\u884c\u300d\uff0c\u88ab\u544a\u4eba\u53c8\u8058\u7528\u300c\u516c\u8b49\u884c\u300d\u3002\u7a76\u7adf\u300c\u516c\u8b49\u884c\u300d\u662f\u751a\u9ebc\uff1f"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1018\" class=\"elementor elementor-1018\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5c0808b5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c0808b5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-152f89d6\" data-id=\"152f89d6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2097994d elementor-widget elementor-widget-text-editor\" data-id=\"2097994d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<!-- wp:paragraph -->\n<p>\u4ea4\u901a\u610f\u5916\u6c11\u4e8b\u7d22\u511f\u4e2d\uff0c\u70ba\u8eca\u8f1b\u640d\u6bc0\u800c\u8ffd\u8a0e\u8ce0\u511f\uff0c\u539f\u544a\u4eba(\u5373\u7d22\u511f\u65b9)<a href=\"https:\/\/cph-legal.com\/en\/personal-injuries\/traffic-accident-claims\/claiming-for-vehicle-damage-and-motor-surveyor\/\">\u901a\u5e38\u9700\u8981\u8058\u7528\u6c7d\u8eca\u6e2c\u91cf\u5e2b<\/a> (Motor Surveyor) \u64b0\u5beb\u6c7d\u8eca\u640d\u6bc0\u7684\u8a55\u4f30\u5831\u544a (Motor Surveyor\u2019s report)\u3002<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>\u5e02\u9762\u4e0a\u7684\u6c7d\u8eca\u6e2c\u91cf\u5e2b\u591a\u4ee5\u300c\u516c\u8b49\u884c\u300d (\u53c8\u7a31\u516c\u6b63\u884c\u6216\u516c\u8a3c\u884c) \u81ea\u5c45\uff0c\u516c\u53f8\u540d\u7a31\u591a\u4ee5\u300c\u9867\u554f\u516c\u53f8 \u300d(Consultant Company) \u7d50\u5c3e \u3002\u9999\u6e2f\u76ee\u524d\u5c0d\u6c7d\u8eca\u6e2c\u91cf\u5e2b\u884c\u696d\u4f3c\u4e4e\u4e26\u6c92\u6709\u660e\u78ba\u898f\u7bc4\u3002<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>\u7136\u800c\uff0c\u758f\u5ffd\u53f8\u6a5f\u7684\u4fdd\u96aa\u516c\u53f8\uff0c\u53c8\u5e38\u6703\u5728\u7d22\u511f\u7684\u524d\u671f\uff0c\u5373\u672a\u5165\u7980\u968e\u6bb5 (Pre-action stage) \u8058\u7528\u300c\u516c\u8b49\u884c\u300d\u56de\u8986\u539f\u544a\u4eba\u5f8b\u5e2b\u7684\u4fe1\u4ef6\uff0c\u7d93\u5e38\u8981\u6c42\u539f\u544a\u4eba\u65b9\u9762\uff0c\u70ba\u81ea\u5df1\u7684\u640d\u5931\u63d0\u4f9b\u9032\u4e00\u6b65\u7684\u6587\u4ef6\u8b49\u660e\u3002 <\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>\u5176\u5be6\uff0c\u4fdd\u96aa\u516c\u53f8\u8058\u7528\u7684\u300c\u516c\u8b49\u884c\u300d\uff0c\u6b63\u540d\u70ba\u7406\u8ce0\u5e2b (loss-adjuster)\uff0c\u5c08\u9580\u670d\u52d9\u4fdd\u96aa\u516c\u53f8\u8655\u7406\u7d22\u511f\uff0c\u76ee\u6a19\u662f\u5728\u6cd5\u5f8b\u5bb9\u8a31\u60c5\u6cc1\u4e0b\uff0c\u6e1b\u4f4e\u4fdd\u96aa\u516c\u53f8\u7684\u8ce0\u511f\uff0c\u751a\u81f3\u62d2\u7d55\u8ce0\u511f\uff0c\u5f9e\u800c\u6e1b\u4f4e\u4fdd\u96aa\u516c\u53f8\u51fa\u73fe\u627f\u4fdd\u640d\u5931 (underwriting loss)\u7684\u6a5f\u6703\u3002<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>\u7406\u8ce0\u516c\u53f8\u5167\u7684\u6848\u4ef6\u8655\u7406\u8005(Case handler) \u591a\u70ba\u719f\u6089\u6c11\u4e8b\u7d22\u511f\u76f8\u95dc\u7a0b\u5e8f\u53ca\u6848\u4f8b\uff0c\u4f46\u53c8\u6c92\u6709\u8003\u53d6\u5f8b\u5e2b\u8cc7\u683c\uff0c\u6216\u6709\u5f8b\u5e2b\u8cc7\u683c\u4f46\u70ba\u5404\u539f\u56e0\u800c\u4e0d\u518d\u4efb\u8077\u5f8b\u5e2b\u7684\u4eba\u58eb\u3002 \u5728\u5165\u7980\u524d\u968e\u6bb5\uff0c\u4fdd\u96aa\u516c\u53f8\u7406\u8ce0\u5e2b\uff0c\u57fa\u672c\u4e0a\u64d4\u4efb\u76f8\u7b49\u65bc\u4fdd\u96aa\u516c\u53f8\u7684\u5f8b\u5e2b\u7684\u89d2\u8272\u3002<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>\u57fa\u65bc\u9999\u6e2f\u6c11\u4e8b\u8a34\u8a1f\u7684\u898f\u5247\uff0c\u6848\u4ef6\u5728\u539f\u544a\u4eba\u5165\u7980\u5f8c\uff0c\u4fdd\u96aa\u516c\u53f8\u5fc5\u9808\u8058\u7528\u5f8b\u5e2b\u884c\u8655\u7406\uff0c\u800c\u4e0d\u80fd\u7e7c\u7e8c\u8058\u7528\u7406\u8ce0\u5e2b\u8655\u7406\u3002 <\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>\u540c\u6a23\u5730\uff0c\u9999\u6e2f\u76ee\u524d\u5c0d\u7406\u8ce0\u5e2b\u884c\u696d\u4f3c\u4e4e\u4e26\u6c92\u6709\u660e\u78ba\u898f\u7bc4\u3002<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>\u6700\u5f8c\uff0c\u6211\u5011\uff0c\u6211\u5011\u5fc5\u9808\u4e00\u518d\u6f84\u6e05\uff0c\u4e0d\u8ad6\u662f\u54ea\u7a2e\u300c\u516c\u8b49\u884c\u300d\uff0c\u5747\u4e0d\u662f\u516c\u773e\u5e38\u8aa4\u4ee5\u70ba\u7684\u300c\u516c\u6b63\u300d\u6216\u300c\u4ef2\u88c1\u300d\u89d2\u8272\uff0c\u800c\u55ae\u7d14\u53ea\u6703\u4ee3\u8868\u8058\u7528\u4e00\u65b9\u7684\u5229\u76ca\u3002<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>\u800c\u5728\u6c7d\u8eca\u6e2c\u91cf\u5e2b\u7684\u300c\u516c\u8b49\u884c\u300d\u89d2\u8272\u4e2d\uff0c\u6b63\u5f0f\u800c\u8a00\uff0c\u6c7d\u8eca\u6e2c\u91cf\u5e2b\u4f5c\u70ba\u5c08\u5bb6\u8b49\u4eba\uff0c\u9664\u4e86\u5c0d\u81ea\u5df1\u7684\u7576\u4e8b\u4eba\u6709\u8cac\u4efb\u5916\uff0c\u5c0d\u6cd5\u5ead\u66f4\u6709\u300c\u51cc\u99d5\u8cac\u4efb\u300d(Overriding duty)\uff0c\u9700\u8981\u63d0\u4f9b\u4e2d\u80af\u7684\u5c08\u5bb6\u610f\u898b\u3002 <\/p>\n<!-- \/wp:paragraph -->\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-02edd6a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"02edd6a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a2c2f5c\" data-id=\"a2c2f5c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bd67b83 elementor-widget elementor-widget-image\" data-id=\"bd67b83\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"152\" height=\"186\" src=\"https:\/\/cph-legal.com\/wp-content\/uploads\/2026\/01\/Eric-portrait-1.png\" class=\"attachment-large size-large\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/cph-legal.com\/wp-content\/uploads\/2026\/01\/Eric-portrait-1.png 152w, https:\/\/cph-legal.com\/wp-content\/uploads\/2026\/01\/Eric-portrait-1-10x12.png 10w\" sizes=\"(max-width: 152px) 100vw, 152px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4cff9fd\" data-id=\"4cff9fd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e9b108d elementor-widget elementor-widget-text-editor\" data-id=\"e9b108d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>\u4f5c\u8005\uff1a\u672c\u6587\u4f5c\u8005\uff1a\u9673\u67cf\u8c6a\u5f8b\u5e2b, LLB, LLM, PCLL \u53ca\u5c08\u696d\u6cd5\u5f8b\u5718\u968a<\/p>\n<p>Mr. Chan is a Hong Kong qualified solicitor and the Principal of CPH Legal. He is experienced in personal injuries and employees' compensation claims, criminal defence, and   commercial litigation.<br \/>Besides private practice, Mr. Chan has also been briefed by the Department of Justice of the HKSAR Government as a prosecutor on fiat in criminal cases.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u4ea4\u901a\u610f\u5916\u6c11\u4e8b\u7d22\u511f\u4e2d\uff0c\u70ba\u8eca\u8f1b\u640d\u6bc0\u800c\u8ffd\u8a0e\u8ce0\u511f\uff0c\u539f\u544a\u4eba(\u5373\u7d22\u511f\u65b9)\u901a\u5e38\u9700\u8981\u8058\u7528\u6c7d\u8eca\u6e2c\u91cf\u5e2b (Motor Survey&hellip; <\/p>","protected":false},"author":2,"featured_media":0,"parent":286,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"spay_email":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>22. \u539f\u544a\u4eba\u8058\u7528\u300c\u516c\u8b49\u884c\u300d\uff0c\u88ab\u544a\u4eba\u53c8\u8058\u7528\u300c\u516c\u8b49\u884c\u300d\u3002\u7a76\u7adf\u300c\u516c\u8b49\u884c\u300d\u662f\u751a\u9ebc\uff1f | CPH Legal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cph-legal.com\/en\/personal-injuries\/traffic-accident-claims\/motor-surveyors-and-loss-adjusters\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"22. \u539f\u544a\u4eba\u8058\u7528\u300c\u516c\u8b49\u884c\u300d\uff0c\u88ab\u544a\u4eba\u53c8\u8058\u7528\u300c\u516c\u8b49\u884c\u300d\u3002\u7a76\u7adf\u300c\u516c\u8b49\u884c\u300d\u662f\u751a\u9ebc\uff1f | CPH Legal\" \/>\n<meta property=\"og:description\" content=\"\u4ea4\u901a\u610f\u5916\u6c11\u4e8b\u7d22\u511f\u4e2d\uff0c\u70ba\u8eca\u8f1b\u640d\u6bc0\u800c\u8ffd\u8a0e\u8ce0\u511f\uff0c\u539f\u544a\u4eba(\u5373\u7d22\u511f\u65b9)\u901a\u5e38\u9700\u8981\u8058\u7528\u6c7d\u8eca\u6e2c\u91cf\u5e2b (Motor Survey&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cph-legal.com\/en\/personal-injuries\/traffic-accident-claims\/motor-surveyors-and-loss-adjusters\/\" \/>\n<meta property=\"og:site_name\" content=\"CPH Legal\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-09T11:43:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cph-legal.com\/wp-content\/uploads\/2026\/01\/Eric-portrait-1.png\" \/>\n<meta name=\"twitter:card\" 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