{"id":1031,"date":"2024-08-29T13:04:08","date_gmt":"2024-08-29T05:04:08","guid":{"rendered":"https:\/\/cph-legal.com\/?page_id=1031"},"modified":"2026-01-09T19:41:12","modified_gmt":"2026-01-09T11:41:12","slug":"if-negligent-driver-breaches-insurance-policy-can-still-claim-pi","status":"publish","type":"page","link":"https:\/\/cph-legal.com\/en\/personal-injuries\/traffic-accident-claims\/if-negligent-driver-breaches-insurance-policy-can-still-claim-pi\/","title":{"rendered":"\u5047\u5982\u758f\u5ffd\u53f8\u6a5f\u9055\u53cd\u7b2c\u4e09\u8005\u4fdd\u96aa\u4fdd\u55ae\uff0c\u6211\u4f9d\u7136\u53ef\u7372\u5f97\u8ce0\u511f\u55ce\uff1f"},"content":{"rendered":"

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\u5728\u6975\u7aef\u60c5\u6cc1\uff0c\u4f8b\u5982\u4fdd\u96aa\u516c\u53f8\u5012\u9589\uff0c\u6216\u758f\u5ffd\u53f8\u6a5f\u5b8c\u5168\u6c92\u6709\u8cfc\u8cb7\u7b2c\u4e09\u8005\u4fdd\u96aa\u7b49\uff0c\u9999\u6e2f\u6c7d\u8eca\u4fdd\u96aa\u5c40 MIB \u5247\u6703\u64d4\u4efb\u300c\u7d42\u6975\u7684\u4fdd\u96aa\u516c\u53f8\u300d(insurer of\u00a0last resort)\uff0c\u5728\u53d6\u5f97\u6cd5\u9662\u5224\u6c7a\u5f8c\uff0c\u5411\u50b7\u8005\u53ca\u6b7b\u8005\u5bb6\u5c6c\u652f\u4ed8\u8ce0\u511f\u3002 <\/p>\n\n\n\n

\"\"
Author: Mr. Eric P H Chan, LLB, LLM, PCLL and our professional legal team
\u9673\u67cf\u8c6a\u5f8b\u5e2b\u70ba\u9999\u6e2f\u57f7\u696d\u5f8b\u5e2b\uff0c\u662fCPH Legal\u7684\u4e3b\u4efb\u5f8b\u5e2b\uff0c\u5c08\u9580\u8655\u7406\u610f\u5916\u53ca\u707d\u96e3\u4e8b\u6545\u5f15\u8d77\u7684\u4eba\u8eab\u50b7\u4ea1\u7d22\u511f\uff0c\u5de5\u50b7\u8ce0\u511f\u6848\u4ef6\uff0c\u5211\u4e8b\u6297\u8faf\u53ca\u5546\u696d\u8a34\u8a1f\u6848\u4ef6\u3002 \u79c1\u4eba\u57f7\u696d\u7684\u540c\u6642\uff0c\u9673\u5f8b\u5e2b\u4ea6\u7531\u9999\u6e2f\u653f\u5e9c\u5f8b\u653f\u53f8\u59d4\u4efb\u70ba\u5916\u8058\u6aa2\u63a7\u5b98\u3002<\/figcaption><\/figure>","protected":false},"excerpt":{"rendered":"

\u6839\u64da\u9999\u6e2f\u6c7d\u8eca\u4fdd\u96aa\u5c40 ( Motor Insurers’ Bureau of Hong Kong\uff0c\u7c21… <\/p>","protected":false},"author":2,"featured_media":0,"parent":286,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"spay_email":""},"yoast_head":"\n\u5047\u5982\u758f\u5ffd\u53f8\u6a5f\u9055\u53cd\u7b2c\u4e09\u8005\u4fdd\u96aa\u4fdd\u55ae\uff0c\u6211\u4f9d\u7136\u53ef\u7372\u5f97\u8ce0\u511f\u55ce\uff1f | CPH Legal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cph-legal.com\/en\/personal-injuries\/traffic-accident-claims\/if-negligent-driver-breaches-insurance-policy-can-still-claim-pi\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" 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